Financing
Working capital
Wouldn't life be easier if all your clients could pay immediately in cash? No need to work out how your purchases should be financed, you’d have enough money to pay your suppliers in cash and ensure that you receive those early payment discounts. Or just to have the cash to repay your loans on time or to pay your wages.
To all intents and purposes, that is what KBC Commercial Finance promises its clients. We will buy 85% of the face value of your receivables for cash up front and the rest after your client has paid.
Do the test and calculate what amount would be available to you straightaway, without having to provide additional security.
Adaptability
If your turnover is increasing or you require more working capital, then KBC Commercial Finance will ensure that your funding grows too. The good news is that it isn't subject to a ceiling, because it is calculated as a percentage of your accounts receivable, mostly around 85% of their face value. For instance, if you currently have € 100.000,00 in accounts receivable, you can count on receiving € 85.000,00. If tomorrow's figure is € 1.000.000,00, you can count on receiving € 850.000,00. Paid straight into your bank account the next day and freeing you from additional administrative work.
Flexibility
It is up to you to decide how much financing you need, not us. You only pay interest on the amounts actually drawn down and there are no commitment fees for undrawn amounts.
We work on a transparent basis, where arrangements are set out clearly in contracts and settlement details are unambiguous.
There are no extra charges, which means you know what you have to pay in advance.
High-performance
KBC Commercial Finance is a leader on the IT front. Everything is carried out over the Internet, quickly and in a secure environment, as you'd expect.
Interested?
If so, feel free to contact one of our Credit Management Consultants. They'll be happy to help you work out a solution that is fully in line with your requirements.
